Affordability Calculator | Shared Ownership

Helping you to work out what you can afford to buy

Not sure what you can afford to buy with Shared Ownership? We'll help you work out the costs with our handy affordability calculator tool. Simply type in a full market value of a home, move the share percentage slider based on the share you'd like to buy, and the calculator will help you to look at monthly costs for buying and owning that home with Shared Ownership.

Full market value

Term

Share value

Share percentage

Deposit amount

Mortgage rate

Results

Monthly costs

Mortgage

Rent

Disclaimer

The figures and estimates shown in this calculator should not be relied on as confirmation of affordability and should only be used as an indicative guide to monthly costs. The monthly rental cost is based on [rent_percentage]% on the retained equity (subject to change please ask your sales agent). This will usually increase by the annual rate of RPI. The monthly mortgage cost is based on a Variable Rate Mortgage at 5.50% over a 25-year repayment loan. Other costs will apply such as service charge. Sage Homes is not authorised or regulated by the Financial Conduct Authority to provide financial advice. You should always seek advice and recommendations from an independent financial advisor regarding mortgage products, affordability, interest rates, repayment methods and terms and conditions. You should also seek independent legal advice. Your home may be repossessed if you do not keep up payments on a mortgage or any other loan secured against it.

Find a Home

Looking to buy a new home? Start your search today to find your new Shared Ownership home with Sage Homes.

Start Your Search

FAQs

All you need to know about the affordable housing scheme. Here’s our handy guide answering your frequently asked questions about Shared Ownership.

Learn More