Shared Ownership

Can’t afford to buy a property outright? Then share ownership with us and find a home the affordable way. We’ve compiled everything you need to know below.

Buying a home made possible

Buying a home the traditional way isn’t easy for lots of people – but that doesn’t mean that you can’t find a place to call your own. Shared Ownership is designed to help you get on the property ladder without needing a hefty deposit and monthly budget.

By buying part of your home instead of all of it, you could be settling in in no time. Why wait to start your next chapter?

Shared ownership

What is shared ownership

Shared Ownership involves buying anywhere from 10-75% of a home and paying rent on the other part to a housing association like us. You could go on to buy 100% of it in the future once you can afford to – though you don’t have to. It’s up to you.

Want to know all the ins and outs? Find out what makes Shared Ownership a great option and how it works in our handy guide.

Am I eligible

Lots of different people qualify for Shared Ownership, from first-time buyers to previous homeowners who can't afford to buy again right now. Find out what you need to know about income, age, affordability – and even what pets are allowed where.

What is Shared Ownership?

Let’s break it down step by step. Find out how the buying process works, from finding your ideal Shared Ownership home to applying for a mortgage and getting the keys. All that's left is to make your home your own!

Our residents' experiences

1/3
“It’s perfect for someone buying on their own for the first time, and it’s so much cheaper than renting – the flat in Epping I had before was £900 a month before bills, and it was a tiny little flat.”
Lucy Chandler, HarlowSHARED HOUSING CUSTOMER
“It’s nice having your own independence and having no-one to answer to; I can do whatever I want with it. I can paint the walls whatever colour I want, and I’m doing that. It’s great having friends over for drinks – and that I can leave stuff in the fridge and know it will still be there in the morning!”
Michelle Surgenor, EssexShared Housing Customer
“Finding this home with Sage means security, peace of mind, having my own space and affordable rent. It is wonderful."
Biola Edosa, SussexShared ownership customer
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Lets find a home

We offer thousands of new-build Shared Ownership homes across England, so you can settle where suits you best. Whether that’s a flat in the city or a house in the suburbs, all our homes are built by the UK’s top house-builders – so you’ll be safe and sound for years to come. 

Start your search today and move one step closer to moving. Check out different developments and properties and register interest in those you fancy most.