Shared Ownership

Can’t afford to buy a property outright? Then share ownership with us and find a home the affordable way. We’ve compiled everything you need to know below.

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Buying a home made possible

Buying a home the traditional way isn’t easy for lots of people – but that doesn’t mean that you can’t find a place to call your own. Shared Ownership is designed to help you get on the property ladder without needing a hefty deposit and monthly budget.

By buying part of your home instead of all of it, you could be settling in in no time. Why wait to start your next chapter?

Shared ownership

What is Shared Ownership?

Shared Ownership involves buying anywhere from 10-75% of a home and paying rent on the other part to a housing association like us. You could go on to buy 100% of it in the future once you can afford to – though you don’t have to. It’s up to you.

Want to know all the ins and outs? Find out what makes Shared Ownership a great option and how it works in our handy guide.

Am I eligible

Lots of different people qualify for Shared Ownership, from first-time buyers to previous homeowners who can't afford to buy again right now. Find out what you need to know about income, age, affordability – and even what pets are allowed where.

What is Shared Ownership?

Let’s break it down step by step. Find out how the buying process works, from finding your ideal Shared Ownership home to applying for a mortgage and getting the keys. All that's left is to make your home your own!

Our residents' experiences

1/3
“It’s perfect for someone buying on their own for the first time, and it’s so much cheaper than renting – the flat in Epping I had before was £900 a month before bills, and it was a tiny little flat.”
Lucy Chandler, HarlowSHARED OWNERSHIP CUSTOMER
“We were looking to upsize but were struggling to do it without Shared Ownership. It meant a lot to find these houses being built in the village – we would’ve looked at surrounding villages but the best option was staying in High Halden and now we’ll be walking distance of the school.”
Robert Champkins, KentShared Ownership customer
“I went from living in my family home of five to owning my own two-bed flat. It’s a great property in a great space and a great location, and the value for money was great for my situation.”
Abena Kwapong, KentShared ownership customer
Property Search

Let's find a home

We offer thousands of new-build Shared Ownership homes across England, so you can settle where suits you best. Whether that’s a flat in the city or a house in the suburbs, all our homes are built by the UK’s top house-builders – so you’ll be safe and sound for years to come. 

Start your search today and move one step closer to moving. Check out different developments and properties and register interest in those you fancy most.