Shared Ownership Homes in Margate
A revitalised seaside town
Margate, one of the UK's most iconic seaside towns, has experienced an exciting revival. While still loved for its golden sandy beaches and vintage seaside amusements, today it’s also known as a vibrant coastal hub blending traditional charm with a thriving arts and culture scene. From creative galleries and independent shops to revitalised historic attractions, Margate offers the perfect mix of nostalgia and modern coastal living.
With house prices still more accessible than many other parts of the South East, Margate is quickly becoming a top destination for first-time buyers, creatives, and families looking for both lifestyle and value. Shared Ownership in Margate gives you the opportunity to own a home in one of the UK’s most exciting coastal towns - for less.
Margate’s revival
There’s something about Margate that captures the imagination. Perhaps it’s the historic seafront lined with Georgian and Victorian architecture, or the sun setting over the tidal pool on the main beach. But Margate isn’t just about nostalgia - it’s about reinvention.
The opening of the Turner Contemporary Gallery helped spark Margate’s creative renaissance. Now, the town is home to independent boutiques, record stores, and thriving street food stalls. The Old Town is a haven of vintage charm, while Cliftonville is buzzing with new cafés, yoga studios and co-working spaces.
And all of this is just a stone’s throw from golden beaches, coastal walks and traditional seaside fun - from Dreamland to fish and chips on the promenade.
Travel connections to the City
High-speed trains from Margate to London St Pancras take just over 90 minutes, making it viable for commuters and hybrid workers alike. Trains also run to Canterbury, Ashford and beyond, providing solid local and regional links.
Road access is straightforward via the A28 and A299, with regular bus services connecting nearby Thanet towns like Ramsgate and Broadstairs.
For those seeking a better quality of life without sacrificing opportunity, Margate strikes the perfect balance.
Why choose Margate?
- Beautiful beaches, coastal trails and outdoor lifestyle opportunities
- A creative and welcoming community with a growing arts and food scene
- Affordable property options compared to London and other commuter towns
- Excellent schools, nurseries and local amenities
- A mix of heritage and modern living in a town full of character
Margate is ideal for anyone who wants fresh air, creative flair and a coastal life that still keeps you connected.
Shared Ownership Margate: Seaside living made possible
Buying your first home near the coast might sound like a dream, but Shared Ownership makes it a realistic and accessible option. Whether you’re priced out of London or simply want more space, Margate offers exceptional lifestyle value.
Shared Ownership allows you to buy a share of your home (usually 25% to 75%) and pay rent on the rest. You’ll need a smaller deposit and mortgage than buying outright - and you can increase your share over time if you wish.
It’s a flexible, future-focused way to get on the ladder in a location that has everything: beach, buzz, and big potential.
Your monthly payments are often lower than renting privately or buying outright, and you can increase your share over time as your circumstances change.
With Shared Ownership homes in and around Margate, you can start small and build your future right here in one of the South East’s most exciting cities.
Find out how much you can afford with our Affordability Calculator.
For more information, take a look at our advice hub.